Do you fear losing your home? Do you feel like the lender is not responding to your questions? Did you know that Washington State offers qualified homeowners a unique opportunity to avoid foreclosure?

The Foreclosure Fairness Act provides Washington homeowners facing foreclosure the opportunity to mediate with the lender. Homeowners desiring to do so must be referred to mediation by a housing counselor or attorney.

Foreclosure mediation takes place with both the homeowner and a representative of the lender present. Together, they review available options to help the homeowner keep his/her home or find a way to plan a graceful exit. A mediator is there to help the discussion between the parties, with the goal of reaching a fair, voluntary, and negotiated agreement.

Housing counseling is available to help homeowners understand their options, determine the best course of action, and support them through the mediation process. This service is FREE to the homeowner.

Contact a housing counselor at 1-877-894-HOME (4663). You can also contact the statewide civil legal aid hotline for legal assistance and referrals at 1-800-606-4819 or visit Washington Law Help